Auto Insurance Services In Alberta
Auto insurance is legally required in Alberta to drive a vehicle and being caught without a policy can lead to a hefty fine. The question is not whether you should get insurance, but rather what coverage you need and how our insurance brokers can help keep the cost low.
At Alpine Insurance, we work with a network of insurance providers to help you find the best auto insurance at a fair price – including basic auto insurance, (antique) car insurance, high-value car insurance, and coverage for a commercial vehicle.
We make sure that any cost-saving factors that you’re eligible for are applied such as driver training, claims history, and more. While a standard auto insurance policy will have mandatory coverage, such as liability, each location we serve is unique.
For example, the premium may differ if you live in Calgary’s busy downtown core compared to someone who lives on a quiet street in Lethbridge. Below is more information on car insurance in the following Alberta cities:
Auto insurance in a bustling city like Calgary is not always cut and dry. Insurance providers look at statistics on car theft in your neighbourhood, the hailstorms that are prevalent in the Calgary region, and your commute to and from work. Statistically, many drivers own heavy-duty trucks and SUVs in Calgary because of the oil and gas industry, construction sector, and the fact that Calgary has a lot of young families.
Additionally, many Calgary residents frequent the mountains with accessories on their vehicles like expensive bike racks, ski and snowboard equipment, cargo, trailers, and more. Insurance brokers get to know your lifestyle to offer you auto and property insurance policies in Calgary that makes sense for you.
We serve Calgary’s surrounding communities, including:
- High River
Much like Calgary, auto insurance premiums in Edmonton can differ greatly. The city is large with diverse communities, including suburban areas and inner-city living, quiet municipalities and the bustling downtown area. All of this is taken into account when calculating premiums.
Our brokers at Alpine Insurance will shop around for the best auto insurance rates in Edmonton without compromising the coverage you need. We will ask you specific questions that can save you money on your premium each year, for example: Are you still commuting or working from home, if your vehicle has an anti-theft device, and more.
Edmonton’s surrounding communities that we serve include:
- Sherwood Park
- St. Albert
- Fort Saskatchewan
- Spruce Grove
As a quaint city sandwiched between two large metropolitan areas, Red Deer offers a much quieter and slower lifestyle. This can impact your auto insurance in a positive way. It’s not uncommon to see heavy-duty trucks in Red Deer used for everything from farm work to recreational purposes and personal errands. If you use your vehicle for work, commercial purposes, or to haul snowmobiles and other equipment, we’ll make sure that you have the right coverage.
We serve Red Deer’s surrounding communities, including:
- Sylvan Lake
- Rocky Mountain House
Lethbridge is often referred to as a “college town” with many students moving into campus from surrounding areas. Drivers under 25 typically pay more for insurance for statistical reasons. Our brokers also work with families who are interested in adding a young driver to their insurance policy. We’ll compare rates to help you make an informed decision.
Additionally, seniors make up a higher percentage of the population in Lethbridge when compared to other Alberta cities. At Alpine Insurance, we work with senior drivers to find a good insurance rate in Lethbridge and the following surrounding communities:
- Fort MacLeod
- Picture Butte
- Pincher Creek
Residents shopping for auto insurance in Canmore can have some unique questions because of the town’s natural surroundings. What happens if an elk or a deer damages the car? What if you need roadside assistance after a big snowstorm? If my snowboard or skis are stolen from my vehicle, will insurance cover the cost? These are just a few factors that are common for the Canmore area and we want to make sure you’re properly covered should any of these events occur in Canmore, Banff, Bragg Creek, and surrounding communities.
As a small hamlet in Northern Alberta, auto insurance premiums in Faust will look quite different than that of a Calgary or Edmonton resident. As an auto insurance broker, we’ll discuss if you travel for work or use your vehicle for business purposes. We’ll also take into account low mileage discounts, which is typical for a small town.
Along with Faust, we also serve High Prairie, Slave Lake, Athabasca and surrounding communities. Wherever you reside in Alberta, our insurance brokers can help.
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