Insurance Brokers: How They Can Help And When You Should Hire One

If you’re planning on purchasing insurance, you might be tempted to obtain a few quotes from several insurers to get the most favorable price. And while pretty much anybody can compare costs online, there are instances where having an expert guide you through your available options is a wise decision.

That’s where having an Alberta insurance broker can be of service. Whether it’s a commercial insurance broker, a home insurance broker, a classic car insurance broker, or anything in between, the guidance provided by such a resource can prove to be invaluable.

But at this point, you may be wondering to yourself…

What is an Insurance Broker?

Simply put, an insurance broker is an expert who works as an intercessor. They intervene on your behalf to obtain a favorable policy based on your needs from your insurance company. As such, your insurance broker does not represent the insurance company, but rather, they represent you.

Therefore, they work to barter, solicit, or even negotiate insurance services for you. The primary objective of an insurance broker is to find the best possible insurance policy at the most affordable price for their clients.

When to Hire an Insurance Broker

Despite their many advantages, not everyone needs an insurance broker. Typically, an insurance broker is most appropriate when your insurance needs become more and more intricate and complex.

For example, a manager or even an employer may benefit from hiring an insurance broker if they find themselves requiring a myriad of policies.

Additional ways to gauge whether or not you need an insurance broker include:

  • Having numerous vehicles or households
  • Wanting a more comprehensive understanding of the details of your policy
  • Needing to insure your company
  • Wanting to view multiple insurers but don’t want to invest too much time or energy

So whether you require car insurance, travel insurance, or anything else, contacting an insurance broker is most advisable when the complexities of your policy begin to overwhelm you.

When such is the case, an expert can really help to clear things up and clarify some of the information.


At Alpine Insurance, our aim is to provide the best insurance services so you can rest easy knowing you and your possessions are protected. We proudly serve Alberta and the communities of Calgary, Edmonton, Red Deer, Lethbridge, Canmore, and Faust.

Moreover, we offer a plethora of services such as Free Policy Review, Claim Service, Policy Changes, Billing Questions and more. If you are interested in learning more, contact us today for additional information.

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