What do I need to ask when buying car insurance in Alberta?
When talking to your insurance broker aboutpurchasing car insurance, it is important to keep the following in mind: What’s not covered: Use your insurance broker as a resource and ask what ISN’T covered by your auto policy. Be honest: Neglecting to disclose information can cause a lot of problems for you in the future. Consider your risk tolerance before increasing
How and When Do I Start Talking to My Children About Drugs?
Are you wondering about how and when to start talking to your kids about drugs? The experts all offer the same advice: start talking toyour kids before someone else does.I always found it hard to believe that we should be starting these conversatiosn with 8 and 9 year olds, since we live in a safe neighbourhood in Calgary. I also
Do I Need to Phone My Insurance Broker Before Renovating?
According to Cam Clay of Alpine Insurance in Alberta, it is a good idea to check with your insurance broker before you renovate your home or condo. Cam recommends contacting your insurance broker to determine if you are properly protected in case your home gets damaged or someone gets injured while working on your property. Your Alpine broker will ensure
Do consumers prefer buying insurance online or from a broker?
Despite all the talk about purchasing products on the internet, the vast majority of people continue to prefer buying their insurance from a real person versus online. The internet has emerged as an incredible tool for consumers, but it doesn’t eliminate the preference for the human approach when buying complex products such as insurance. A recent survey from Accenture, polled
What happens to my Old Age Security and CPP when my spouse passes away?
Have you thought about what happens to your OAS and CPP when your spouse passes away. Here are a few points to consider: When you are retired and should you pre-decease your spouse, your spouses Old Age Security (OAS) stops and yourCanada Pension Plan (CPP) survivor benefit will reduce. Should you personally be receiving maximum CPP, you would receive non
