Save upto 25% on Your Intact Auto Insurance Premium with MyDrive App

Good drivers should be rewarded and that’s exactly what the Intact MyDrive Program aims to do. While unpredictable accidents occur and can drive up your auto insurance premiums, the industry recognizes that individuals who practice safe driving deserve savings and insurance tailored to their driving habits.

The Intact MyDrive App helps you get rewarded for safe driving and can save you up to 25% on your car insurance. In this article, we take a more detailed look into how this program works.

Auto Insurance

How does the Intact MyDrive Program Determine Safe Driving?

MyDrive is a usage-based insurance program that uses your smartphone’s GPS, accelerometer, and gyroscope to assess how safely you drive. Your Safety Score is based on three main factors:

• Driving within speed limits at all time
• Braking and accelerating smoothly
• Keeping your focus on the road and avoiding using your phone

Your score is calculated as an average over the course of several trips. One of the reasons for this is because hard brakes and quick accelerations are sometimes required and one individual event should not have a major impact on your driving score. You must also drive a minimum of 1000km during the collection period and if you do not complete the program you will lose the sign-up discount.

How is My Discount Calculated with The Intact MyDrive App?

To determine your discount, the Intact MyDrive App takes into account the following driving behaviours:

• Braking
• Acceleration
• Turning
• Distance driven
• Time of day
• Type of road driven on
• Speed
• Distracted driving

You will then be notified of your projected discount on the dashboard of the Intact MyDrive App and receive an email informing you of any discounts for all drivers on your auto insurance policy.

How will My Car Insurance Payments be Adjusted?

If your premium has already been paid in full, a refund will be issued at the end of the policy term. If your premium is paid monthly, the payment will be adjusted to reflect the discount in the amount.

Key Takeaways

If you’re a safe driver, it’s worth taking a look into adopting the Intact MyDrive program to help you save on your auto insurance premiums. Additionally, if you feel that your driving habits can improve, the Intact MyDrive App helps you optimize your driving with customized tips, personalized driving stats in real-time, and keeping track of your Safety Score.

By practicing safe driving habits, not only will you save on your car insurance, you’ll increase the safety of you and others on the road.