Travelers Insurance…Don’t leave home without it!

Medical emergencies are not always covered equally outside of the province as they are here at home. Alpine Insurance wants you to be a savvy traveler who doesn’t think twice about peace of mind before leaving home.

It may not be a well-known fact that by leaving the province without traveler insurance you’re rolling the dice on what could be a very expensive oversight. Life-threatening illnesses and injuries outside of our home province can be not only extremely scary and traumatic but financially detrimental as well.

The Alberta Health Care Insurance Plan (AHCIP) is a publicly administered and funded system that gives all Albertans access to “medically necessary hospital and health-care service.” However the bottom line is, out of the province, the costs of medical necessities can skyrocket and may not be covered by AHCIP as it is at home.

Imagine getting into a car accident while driving in the B.C. Rockies. An air ambulance ride could run as high as $10,000. And if the injured party needs to travel home via stretcher, and perhaps also requires extra room for medical equipment, he or she may need as many as three, six or even nine seats on a commercial airliner, jacking return airfare prices up dramatically. This is where travel medical policies really earn their keep.

Unlike Alberta Health Care, third-party medical plans usually cover some of the more costly expenses such as medical transportation, emergency dental expenses, private duty nursing, medical-appliance rentals and the services of chiropractors, physiotherapists and podiatrists. Some will also fund expenses for a loved one who wishes to travel out to be with the injured.

No one wants to plan for these things to happen of course, but with the very affordable costs of travel insurance and the assistance of Alpine Insurance, it makes so much sense to put in place before your holiday and to just know it is there just in case. As the old adage goes, “better safe than sorry”.

Contact Alpine Insurance before your next out of the province holiday!