23
Mar

Water and Flood Protection

Did you know? Weather patterns are changing worldwide, a trend that’s affecting Canada directly. Canada has an average of 20 more rain days a year than in the 1950’s. Severe weather events that used to happen every 40 years can now be expected to happen every six years. Canada sustains 20 times the amount of storms and floods than we

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21
Mar

Climate Change and Your Insurance Premiums

Stories of windstorms in Lethbridge, hail losses in Calgary and severe rainstorms in Edmonton are becoming all too familiar in Alberta. In the last year alone, Alberta insurance companies paid out over $500 million in claims and the numbers are increasing. Catastrophic weather cost Canadian insurance companies $1.7 billion 2011 versus $1 billion in 2009 and 2010. Not only have

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5
Aug

Picking the Right Security System

Choosing a home security system can be a daunting task. It’s a purchase many make only once or twice in a lifetime, so it’s not uncommon for you to be unfamiliar with the process. You know you want to protect your family and home but just exactly what you need to do that might be a mystery. Don’t let the

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28
Jul

Are you Prepared? House Fires…

Each week about seven people die from home fires in Canada. To protect yourself, it is important to understand the basics about house fires. Fire spreads quickly; there is no time to gather valuables or make a phone call. In just two minutes, a fire can become life-threatening. In five minutes, a residence can be engulfed in flames. Heat and

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17
Jun

Water Protection, are you covered?

Did you know? Weather patterns are changing worldwide, a trend that’s affecting Canada directly. Canada has an average of 20 more rain days a year than in the 1950s. Severe weather events that used to happen every 40 years can now be expected to happen every six years. Canada sustains 20 times the amount of storms and floods than we

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3
Jun

Understanding Umbrella Insurance

Unfortunately, accidents happen — and it’s not uncommon for jury awards and out-of court settlements to run into the millions of dollars. While it’s difficult to pinpoint the monetary consequences of the risks you and your family take each day, are you certain your current liability insurance offers you enough protection? For example, what if: – Your teenager runs a

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7
May

Our Favourite Recipe for Grilling Safety

There’s nothing like a flame-broiled steak, hamburger or hot dog right off the grill on a summer evening. In fact, many backyard gatherings are centered around the grill and the family’s resident chef who is creating all the enticing aromas. In spite of how great grilled foods taste, gas and charcoal grills account for thousands of fires on residential properties

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24
Feb

Home Improvements: 5 tips to avoid an expensive cost

Remodeling your home is a strategic way to increase the current value of your property. Home improvements can be large or small; however it is important to have the right type of insurance and the right amount of coverage. You should always advise your insurance broker prior to any remodel or home improvement as the insurance policy will usually require

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7
Jan

Weathering Alberta’s Extreme Cold

Every New Year brings with it, new Polar Vortex cold fronts. The extreme cold weather conditions here in Alberta, can often, cause damage to our homes. Lessen the chance of an insurance loss by following these few tips: Clear sidewalks and front porches of ice and snow to prevent falls and injuries Wrap exposed water pipes with insulated sleeves and

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16
Dec

car insurance Doesn’t Cover Stolen Holiday Gifts

What could be more frustrating than walking out of the mall to find all your gift purchases have been stolen from your car?You may think that your car insurance policy will cover this loss, right? Not exactly. Damage to your vehicle may be covered, subject to your deductible. However, it won’t cover the loss of your personal propertyin the car.

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