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Alpine Home Insurance Brokers
When it comes to protecting yourself with a home insurance policy, it’s important to know these policies are not always straightforward. At Alpine Insurance, our friendly and experienced staff will review your home insurance policy in detail, so you can choose coverage for your home that doesn’t leave you with any surprises.
The Benefit of Alpine’s Expertise and Dedicated Professionals
With over 70 percent of our brokers having more than a decade of experience in the insurance industry, we know which policies will work for you! Wherever you live in Alberta, our staff will help you to review and modify your home insurance policy so your coverage is adequate and appropriate for you now and in the future.
Alpine brokers are dedicated, licensed professionals who proudly serve the communities they live and work in. They will make sure you spend every dime of your insurance premium wisely.
Other Homeowner Sections That May Need Examination – Alberta Home Insurance
At Alpine, we discuss the finer points of your home insurance coverage with you:
• If a natural disaster comes to your door, will you be adequately covered by your current policy? Does your coverage take your city’s climate and geography into account sufficiently?
• Is your property adequately insured if your home is damaged by fire?
• Are all of your costly personal possessions covered to the full extent you need them to be? Are you aware of the procedure involved for adding valuables like jewellery and antiques to your coverage?
• How far will your liability coverage take you in the event of damages occurring to your home? Does your insurance plan leave your prepared? And in the event of a personal injury will your coverage include the liability necessary to cover it?
• The complex areas of your policy and how that plays out for your coverage in real life. The policy on paper will be explained in a way that you can translate into real life, specifically unclear references in the policy and subjects with uncertain crossovers in themes and descriptions.
A Not So Obvious Homeowner’s Risk
Consider how the following two events relate when you’re renewing your Alberta homeowners insurance policy:
• In 2005, a severe rainfall in Toronto caused extensive flood and sewer backup damages. In fact, the damage was estimated at about $500 million. Approximately half of that was sewer back up. Over the last twenty years, heavy rains have continued to cause damage in the provinces.
• A recent study of homeowners in Edmonton, Alberta, Toronto and Ontario suggested that that the homeowners felt the municipalities were responsible for sewer back up losses
The reality is that the Alberta homeowner needs to be aware that insurance coverage for sewer backup is usually optional. However, for a very low cost, that valuable protection can be purchased. If you’ve ever had to deal with the cost and clean-up of a sewer back-up, you know that the protection is worth the small expense.
An Independent Home Insurance Broker
As an independent brokerage, Alpine has offices in Calgary, Edmonton, Lethbridge, Red Deer, Faust, and Canmore. We represent 4 of the top 5 insurance companies in Western Canada, plus numerous other markets. This representation allows us to provide the most comprehensive, customized insurance coverage to all of our Alberta clients. We search the market, so you don’t have to!
Calgary Home Insurance Brokers
At Alpine Insurance, our experienced home insurance brokers know what it means to be a homeowner in and around the Calgary area. Whether it’s the climate or the city itself, we have the knowledge and expertise to make sure whatever policy you choose is appropriate and secure.
Life can get complicated. When home insurance coverage is not extensive or explicit enough in the details, events can be misconstrued and coverage can be disputed or marginalized. Disputes between homeowners and insurance providers can easily be avoided by understanding the policy and choosing the right endorsements to cover unexpected or uncommon occurrences.
Alpine insurance brokers specialize in explaining these types of occurrences and guiding our clients to the most useful and effective homeowner’s insurance policy.
Alpine proudly serves Calgary and the following communities:
• High River
• Surrounding areas
Edmonton Home Insurance Brokers
As an Edmonton homeowner, you have a range of options when it’s time to renew or choose a new home insurance policy.
In order to properly choose a policy you can depend on, you’ll need to know the ins and outs of your coverage, including the minor details and how changes in the future will affect your home insurance. Our experienced brokers will walk you through every detail.
Learn about some of the major mishaps and pitfalls in any complex scenario that could befall your home. Optional coverage is a major decision that will save you a lot of hassle and money in the long run. But, often the scenarios of these optional policies are not as clear as they seem.
Our goal is to make you aware of all possible scenarios that can happen in your home so that no matter what life throws at you, you’re prepared to deal with it and you know we’re here to help.
Alpine Insurance professionals are available in the Edmonton area, including the following communities:
• Sherwood Park
• St. Albert
• Fort Saskatchewan
• Spruce Grove
Canmore Home Insurance Brokers
Our professionals are trained and have acquired years of experience insuring homeowners in the Canmore area. Our staff clearly articulate the uncertainties and hidden complexities of your home insurance plan while offering modifications to your current coverage.
Insuring your home is an important part of giving you and your loved ones’ financial security. But are you aware of the implications of your policy and the extent of your coverage? With the expert advice of a Canmore home insurance broker, you’ll sleep soundly knowing exactly how your home insurance coverage plays out in any real-life scenario.
Our Alpine brokers proudly work in the Canmore area, including:
• Bragg Creek
• Surrounding communities
Lethbridge Home Insurance Brokers
Choosing an insurance policy for your home can be a daunting task. Your home and investments are central to your quality of life. At Alpine, you’ll know the coverage you choose is rock solid—our experienced Lethbridge home insurance brokers make sure of it. The money you spend on home insurance will be a sound one and a comfortable investment.
Life is far more intricate than your insurance policy, but with the proper insight from our skilled agents, you can purchase a coverage plan that includes any conceivable scenario. One of our insurance brokers will gladly show you how your coverage will apply in various real-life scenarios; that way you’ll be in a better position to choose the coverage that works for you.
Alpine proudly serves Lethbridge and the following communities:
• Fort MacLeod
• Picture Butte
• Pincher Creek
Red Deer Home Insurance Brokers
In Red Deer, there are a lot of options to properly insure your home. It’s not an easy choice, because each option has different details, exceptions, omissions, and intricacies that you need to be aware of. To help you with this task, we have a team of licensed and dedicated professionals, whom are based and live in Red Deer, available to help you examine your homeowner’s insurance. You’ll be ready to choose the best home insurance policy and coverage for your life and your future.
It’s not uncommon for one disaster, such as the Calgary flood of 2013, to lead to other problems. Your homeowner’s insurance may cover one issue, but without a clear understanding of what comprehensive coverage is, you may be left paying for a problem you assumed was included in your policy. This and other related coverage disputes can be predicted with the help of an experienced home insurance broker. For a small cost, such disasters can be avoided.
Alpine’s expert staff proudly serves Red Deer and the following communities:
• Sylvan Lake
• Rocky Mountain House
• Surrounding areas
Faust Home Insurance Brokers
At Alpine, our team knows what life is like as a homeowner in the Faust area. Whether it’s the intricacies of life in the hamlet itself or the surrounding geography, our brokers know what kind of home insurance policy will work for you.
Expert Insight and Guidance
With Alpine’s expert insights and guidance, you’ll be able to have confidence that your Faust home insurance is comprehensive enough for you and will be exactly what you expected in difficult times.
Choosing The Right Home Insurance
Choosing the right home insurance policy can be complicated. A lot of factors involved for an appropriate coverage can vary widely based on your location and geography, as well as your home itself. That’s why it’s important that any uncertainties and concerns about your coverage are addressed and resolved well before any damage may come to your home.
The complexity of life is difficult to capture in an insurance policy, but that doesn’t have to be a disadvantage to you. Contact an Alpine broker today in Faust to review your home insurance policy and make the changes that are right for your life.
Along with Faust, Alpine also proudly serves High Prairie, Slave Lake, Athabasca & surrounding communities.